1. Service Description

Monarch Matrix Markets (MMM) was established in 2025 and is registered in the State of New York, USA. It is a financial technology institution focused on quantitative research and automated trading systems. These terms apply to the quantitative tools, data analysis, strategy research, system usage, and related technical services provided by the platform to individual users. By using the platform’s services, users are deemed to have read, understood, and agreed to all contents of these terms.

2. Nature of Services

All services provided by the platform are tool-based, technical, and research-oriented services and do not constitute investment advice, trading advice, or any profit commitment. The platform does not provide discretionary asset management, proxy trading, capital protection, guaranteed returns, or profit commitment services.

3. Risk Disclosure

The digital asset market is highly volatile and high-risk. Users should fully understand the relevant risks before using the services. Historical data, strategy performance, and backtesting results are for reference only and do not represent guarantees of future returns. Users must make independent investment decisions and bear all risks and outcomes.

4. User Accounts and Obligations

Users must ensure that registration information is true, lawful, and valid, and properly safeguard account information. Users shall not lend, transfer, or sell their accounts, shall not use the platform for illegal or non-compliant activities, and shall not interfere with the normal operation of the system. Any liability arising from improper account management, operational errors, or violations by the user shall be borne by the user.

5. Service Usage Rules

The platform reserves the right to optimize, adjust, or upgrade service content, functions, and interfaces based on operational needs. In the event of service interruption caused by system maintenance, network fluctuations, extreme market conditions, third-party service changes, or force majeure, the platform will make efforts to restore services but shall not be liable for any direct or indirect losses resulting therefrom.

6. Platform Rights

The platform has the right to take measures against violations, abnormal, or malicious usage, including restricting functions, suspending services, or terminating accounts. The platform may update these terms in accordance with compliance requirements or business development needs, and the updated terms shall take effect upon publication on the official website.

7. Disclaimer

The platform only provides technical tool services and does not participate in users’ trading decisions or bear responsibility for any investment profits or losses. The platform shall not be liable for losses caused by policy changes, market risks, network issues, third-party services, or other uncontrollable factors.

8. Privacy Protection

The platform protects user information in accordance with the Privacy Policy. By using the services, users agree to the platform’s processing of information in accordance with the Privacy Policy.

9. Governing Law

These terms are governed by the laws of the State of New York, USA. Any disputes arising from these terms shall first be resolved through friendly consultation between both parties.


II. Privacy Policy (Final Clean Version · No API)

1. Introduction

Monarch Matrix Markets (MMM) attaches great importance to user privacy and information security. This policy explains how the platform collects, uses, stores, and protects user information and applies to the official website and related services. By using the services, users indicate their agreement to this policy.

2. Information Collection

The platform collects information only to the extent necessary to achieve service functions, ensure security, and optimize user experience, including:

• Account registration information (such as email, username, password)

• Device information, IP address, operation logs

• Service usage records, behavioral data, operational data

• Relevant information required for security and compliance purposes

3. Information Use

Collected information is used only for:

• Providing, maintaining, and ensuring the normal operation of services

• Account verification, security monitoring, and risk prevention

• Service optimization, troubleshooting, and experience improvement

• Compliance with laws, regulations, and regulatory requirements

4. Information Sharing and Disclosure

The platform will not sell or rent user information. Information will only be disclosed under the following circumstances:

• With the user’s explicit consent

• To technical partners necessary for providing services (after desensitization)

• To comply with legal, judicial, or regulatory requirements

• To respond to security incidents, risk prevention, or dispute resolution

5. Information Storage and Security

The platform adopts encryption technology, permission management, access control, security audits, and other measures to protect information security, and establishes strict data management systems to prevent information leakage, tampering, or loss.

6. User Rights

Users may exercise the following rights in accordance with the law:

• Access and inquire about personal information

• Correct and update relevant information

• Apply for account cancellation

• Consult or complain about privacy-related issues

7. Third-Party Services

The platform may contain links to third parties. Third-party services are independently responsible for their own operations, and the platform does not assume responsibility for their privacy practices.

8. Protection of Minors

This service is intended for adult users. If minor information is discovered, the platform will delete it immediately.

9. Policy Updates

The platform may update this policy based on business or compliance requirements. Updated policies shall take effect upon publication on the official website.

10. Governing Law and Contact

This policy is governed by the laws of the State of New York, USA. For privacy-related questions, users may contact the platform through the official website customer service channel.